At the direction of the Governor, the Financial Services Superintendent, Benjamin M. Lawsky, has instructed insurers to accept homeowners’ documentation, including photos and video, of losses so residents can discard debris before a second storm hits the region. A Nor’easter is due to hit the area on Wednesday. Typically, insurance companies require an on-site inspection first before a claim can be processed. This, in effect, eliminates that requirement. The basis of the drastic measure was for health and safety reasons and the desire to remove the dangerous debris that many individuals were keeping outside of their homes prior to the next storm. ...